No matter what the size of your business and your unique needs and preferences, we'll make it easy for you to find the right plan right here. And when you add dental, vision, life and/or disability to your medical plan you may find more savings. You can choose from our comprehensive offerings that bring medical, dental, vision, life and disability plans in one place.
Six Factors to Consider:
Know what you and your employees will need to pay each month to keep your coverage. Your premium cost depends on four things:
- Provider network
- Deductibles, co-payments and co-insurance
- Prescription drug coverage
- Dental and vision insurance
Your network is the biggest factor in the cost of your plan. If you and your employees prefer certain doctors or hospitals, be sure they're in-network for any plan you choose.
Would your employees rather pay more up front and less when sick, or vice versa? Make sure deductibles, co-payments and co-insurance are affordable for regular medical visits, as well as for emergency care, which can be more expensive.
Your pharmacy solution, powered by IngenioRx, is aligned with your medical plan, working together to make things simple and convenient for you and your employees. With integrated medical and pharmacy data, we are able to identify real-time gaps in care, aimed to maximize value and drive better outcomes for our members.
Whether you take medicine regularly or just once in a while, your employees can save more when you follow these simple tips:
Adding dental and vision to your medical benefits can save you money and help your employees' overall health. Because benefits are connected, we can provide a big-picture view of employees' health and drive earlier detection of possible issues.
When a life-changing event or disability happens, we're here for your employees and their families with exceptional service from a caring staff, quick payment of claims, and support services that include emotional, financial and legal counseling.