We've made it easier for you to get the most out of your benefits

At Anthem, we're working every day to find a better way to provide coverage for you and your employees. Every business is different — and so is each employee. But when it comes to health care, everyone wants the same things: quality, service, affordability, timeliness and ease of doing business. See how to get the most from your Anthem plans.

Our local networks offer access to providers that employees can find easily online or through our mobile app. They can even get directions. And if they live, work or play across the country, or abroad, they have access to doctors and hospitals through one single electronic network: the BlueCard® PPO program. This program lets them use providers almost everywhere in the U.S. (in urban and rural areas alike) and in more than 190 countries and territories around the world through the Blue Cross Blue Shield Global Core program.1

Our retail pharmacy networks provide you and your employees with savings and access. All the networks include most national chains like CVS, Target, Walmart, Costco, and Kroger; and most independent pharmacies as well.

  • The National network is our broadest network, including more than 66,000 retail pharmacies nationwide
  • The Rx Choice Tiered network provides choice and flexibility when you fill your prescriptions — letting you choose from two levels:
    • Level 1: Members will see the lowest cost for their prescriptions when using one of the 26,000 Level 1 pharmacies, including all of the national chains mentioned above.
    • Level 2: There are about 40,000 level 2 pharmacies, including Walgreens, where your prescriptions will also be covered. You will need to pay a higher copay or coinsurance.
  • The standard network includes about 58,000 pharmacies nationwide and also include the national chains mentioned above. It also includes many independent pharmacies where you can fill 30-day supplies of your covered medication.

You can also receive a 90-day supply of a covered medication at certain retail pharmacies.

With Anthem's dental coverage you get access to one of the nation's largest dental networks with 133,000 unique dentists in all 50 states at 464,000 access points — and growing. About 98% of our members have access to an in-network dentist within 10 miles of their home or work.

Finding a vision provider near home or work is easy with Anthem because you have access to more than 38,000 doctors at more than 27,000 locations nationwide. For added convenience, many of our retail locations offer evening and weekend hours and with an extensive online network your options are nearly endless.


With EmployerAccess, you can take care of your health benefits easily, securely and quickly, so you can focus on building your business. It has everything you need to lessen your administrative load, like making changes in real time so your employees can use their benefits with no delay.

In addition to online bill pay and integrated benefits management, now you have even more control over employee data, including increased information and accuracy on life insurance claims. Plus, you'll get error messages that signal missing or incomplete information and electronic prompts to guide you from one step to the next.

Watch our video to see how easy it is to manage your plan with EmployerAccess.

Employee tools

Your employees can go to anthem.com/ca for a wide variety of resources and digital tools that are easy to access and easy to use. They're designed to help them make better health care decisions like finding the right doctor, dentist, vision provider and pharmacy; viewing cost comparisons and quality ratings and determining whether they need urgent or emergency care.

Sydney mobile app

Most of the same great features are also available on the Sydney Mobile App so employees can manage their benefits all in one place anytime, anywhere. Sydney replaces the Anthem Anywhere app. The app connects medical, dental, vision, pharmacy and other plans. They can track health goals, find a provider, pull up an ID card, estimate costs, manage claims for everyone on their plan – and more. Sydney is available for download at the App Store or Google Play.

LiveHealth Online allows your employees to have face-to-face video visits with board-certified doctors (in English and Spanish) or licensed psychologists and therapists right from their computer or mobile device. In just minutes, they can connect to a doctor to address common health issues. And psychologists and therapists are available by appointment in four days or less.2

Are your medications covered?

Anthem's health plans include a drug list that contains covered brand-name and generic medications, that can help keep your out-of-pocket costs down. If one’s drug isn’t on the list, there are other options. The share of the cost will depend on what drug list tier a medication is on – the lower the tier, the lower the share of the cost. Your health plan also covers certain preventive care drugs with zero cost share.

Filling your prescription

Your employees have plenty of choices about how and where to get their prescriptions filled based on what works best for them. Anthem’s retail pharmacy networks include most national chains like CVS, Walmart, Costco, and Kroger; and most independent pharmacies as well. Or if you have employees who take medications on a regular basis for conditions like diabetes or asthma, then can receive up to a 90-day supply of their medicine from our IngenioRx home delivery pharmacy or at certain retail pharmacies.

Managing your pharmacy benefits online or on the go

All of your employees' prescription benefit needs can be taken care of in one place at anthem.com/ca. It’s easy, convenient, and lets you:

  • Price your medications
  • Find pharmacies in your plan
  • Refill or renew your prescriptions
  • Track order and shipping status in real time

All of the same helpful tools are available on the Sydney Health app so your employees can manage their drug benefits wherever and whenever they need them.

Having good dental and vision care can make a big difference in your employees' health -- and in your health care costs. Eye exams and dental exams both play a powerful role in early detection of chronic diseases. Ask your Anthem Sales Representative about how you can save by adding dental or vision insurance to your benefits plan.

1 GeoBlue website, More than 20 years as a leader in international healthcare (accessed July 2019): about.geo-blue.com.
2 Appointments subject to availability of a therapist.